When you’re done shopping, select Affirm at checkout.
Enter a few pieces of info for a real time decision.
Make 4 payments every 2 weeks at affirm.com or in the Affirm app. You’ll get email and text reminders.
Buy with confidence
When you pay with Affirm, you always know exactly what you'll owe and when you'll be done paying. You’ll never pay late fees or hidden fees of any kind.
Transparent Never pay more than the amount disclosed up front.
Flexible You choose the payment schedule that works best for you.
Fair No late fees, service fees, prepayment fees, or any hidden fees, ever.
Rates from 0–36% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Financing Law license. For licenses and disclosures, see affirm.com/licenses. For example, a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR.
Yes, there’s no penalty for paying early.
You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.
Yes, you can return an item you bought with Affirm by initiating the return process with the store.
Checking eligibility will not impact credit. If you decide to pay with installments through Affirm, your payments may be reported to credit bureaus. You can find more information in Affirm’s Help Center.
Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in.